PRACTICAL MONEY GUIDANCE · INDIA

Finance articles for
clearer decisions.

Plain-English explainers on tax, saving, investing, borrowing, insurance, and financial safety—grounded in sources you can check.

10 in-depth articlesSource-linkedMade for Indian readers

THE PAISACALC LIBRARY

Explore by topic

Read the essentials, check the original source, then use a calculator to test your assumptions.

Showing 10 of 10 articles

Indian credit-card statement showing minimum due, total due, finance charges and a payment checklist

Borrowing & credit

Credit Card Minimum Due vs Total Amount Due in India

Learn what minimum due, total due, finance charges and the interest-free period mean on an Indian credit-card statement.

Read the article

Illustrative comparison of Form 16, AIS and Form 26AS showing salary details, reported transactions and tax credits

Tax & salary

Form 16 vs AIS vs Form 26AS: What Each Tax Record Shows

Understand what Form 16, AIS and Form 26AS each record, where the data comes from, and how to check mismatches and request corrections through official portals.

Read the article

Illustrative HRA exemption calculation comparing annual HRA received, rent less 10 percent of salary and the location-based salary limit

Tax & salary

How HRA Exemption Is Calculated for Salaried Employees in India

Learn India’s HRA exemption formula, salary components, city limits, rent receipts and landlord details, with a clear worked example and common mistakes.

Read the article

A PPF passbook beside a five-year extension timeline, withdrawal forms and a compounding chart.

Saving & deposits

PPF After Maturity: Extend, Withdraw or Close Without Losing the Timeline

Understand PPF maturity, five-year extensions, withdrawals, loans and closure in India, with a practical timeline and record checklist.

Read the article

Illustration of a phone showing a UPI fraud alert, a bank report, the 1930 helpline and a protected payment account

Financial safety

UPI Fraud in India: What to Do After a Suspicious Payment

A calm, official-source checklist for suspected or completed UPI fraud in India: contact your bank, call 1930, preserve evidence, and avoid follow-on scams.

Read the article

Illustration of Indian tax documents, a savings account book and a checklist of eligible Section 80C payments

Tax & salary

Section 80C Deductions in India: Eligible Investments and Limits

Understand India’s Section 80C-eligible payments, the ₹1.5 lakh cap, old versus new tax regimes, documents to keep and common lock-in periods.

Read the article

Illustrative diagram showing separate self-and-family and parents health-insurance deduction buckets with ordinary and senior-citizen caps

Tax & salary

Section 80D: Health Insurance Tax Benefits in India

Learn Section 80D health-insurance tax limits, eligible premiums, regime rules, documents, an example, and common errors under current Indian law.

Read the article

Illustration showing an education-loan EMI divided into interest and principal, with only qualifying interest marked for tax deduction

Tax & salary

Section 80E: Education Loan Interest Deduction Explained

Section 80E covers education-loan interest. Check eligible borrowers, courses, lenders, the eight-year limit, documents and India's changing tax regimes.

Read the article